Used car finance in Altrincham

Welcome to Instant Car Finance

Quality used cars for sale

View our latest selection of used cars for sale in Altrincham here.

Used car finance specialists

Find more information on used car finance and loans here.

Contact Us

Click here to get in touch with Instant Car Finance - quality used car retailer of Altrincham.

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Find the perfect finance plan for you

We've made buying your next car really simple. In just a few taps you can see if you're eligible, find the car to suit your budget and drive away, in most cases all in the same day... and the best part is, you don't have to move a muscle... just the ones in your thumbs!

The Instant Car Finance Promise

We promise to make your car buying journey as stress-free as possible. We pride ourselves on finding the best deal possible for all our customers, being always mindful of your specific needs & budget, offering honest advice in a language you can understand. You can search our stock to see what's available or apply straight away to see if you can get acceptance.

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Part Exchange

If you are considering part exchanging your current vehicle we are able to provide you with a free, no obligation quote. Our dedicated team of vehicle valuation experts are ready to give you an up-to-the-minute market value of your car

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I have a part exchange can I trade this in?

Yes, we accept part-exchanges.

A part-exchange can act as a deposit towards your finance agreement. This would reduce your total loan amount, which means the amount you pay back each month is reduced too.

Having a part-exchange can strengthen your position when awaiting approval as it means you’ll only need to borrow a small amount. Zero and cash deposit options are also available.

Can I buy my car from any dealer?

No, We are only able to finance our own cars.

We’ve got over ???,000 cars for you to view on our car search. Once we’ve found the car to suit your needs, your account manager will do the rest.

Our account managers have bags of experience in various areas of the motor trade so you can be as detailed as you like.

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How it works

Finance explained and everything in between

Personal Contract Purchase (PCP)
It's really simple, let us show you how
Hire Purchase (HP)
Like PCP but you own the car at the end of your agreement
No deposit car finance
We help many of our clients secure a car loan with no deposit
Poor credit finance
Finding you the best rate for your credit profile
Part Exchange
We'll give you the best price for your old car
Protect your purchase
Discover the options available to you
Apply for finance
You can apply straight from your phone
Search our stock
Quality used cars
1000s of happy customers
James was brilliant start to finish. Organised for me to part ex my car for a different car with one phone call and I was able to pick it up a few days later. Really easy and the car is amazing will use again and will recommend to anyone. Thanks
Hannah S
Been looking for the right car for the right price for a couple of months and James was always willing too look for me even when I was being fussy! Ended up finding the perfect car for the perfect price. Cannot thank him enough for all his help. Highly recommend
Alison Day
Great people very polite gave the instruction on the particular car and speck felt with James who couldn't have been more helpful getting me the finance package to suit and most imporimportantly the right car with the right speck very happy with my purchase thanks again to the instant car finance team
Darren Mcdonald
The best car buying experience to date for me. James went above and beyond; even after the purchase he was on hand to deal with any queries that arose. The car had no issues post a dealership service and MOT (WHICH IS A FIRST FOR ME!!!) So i would definitely recommend Instant Car Finance to those looking for a quality motor from a trustworthy dealer.
Sarah Otalvora
Couldn't have asked for more! Lovely fellas they really made me feel like it was all about me leaving there happy. Highly recommend A* .
emma fox
Really can’t thank these guys enough ! From deciding the budget and model of car there was no pressure selling they made sure we made the final decision and provided a beautiful car .
Stephen Castle
A brilliant experience from start to finish. No pressure and no dramas. Was really well looked after by James who made the whole experience very easy. I got a great car within my chosen budget and would highly recommend. Thanks again.
Jonny Irwin
Could not be happier with the service. Jamie and Matt went above and beyond. They're not your typical ''salesman'', it was more like two of my friends trying to find the best possible deal for me, which they really did, and was truly passionate about, with my credit not being the best. To say I'm happy with the whole process is an understatement. Highly, highly recommend instant car finance, I will definitely be advising any of my family and friends to choose this company.
Lee Williams
Best people for getting you a new car car, literally with best prices. I couldn’t be much happier with the service that these guys put it to it, so friendly and polite, available to help you 24/7. They have found my car for me in less than 3 days. I would 100% recommend these guys for anyone that want to get a new car.
Shayan Diamond

Our partners

We are proud to work with the following lenders