Finance for those with a European Licence
Are you a European citizen with an EU licence, having lived in the UK for two years?
When you apply with Instant Car Finance, this won't be an issue, we could still be able to help you secure a great deal on car finance with a European licence.
Car Finance with a European Licence
If you want to apply for car finance but you have a European driver's licence, there are some dealers who will not approve your application.
However, at Instant Car Finance, we have a vast network of industry contacts, and we have relationships with several finance providers who will happily give you finance. If you speak to one of our dedicated team members and explain your situation, we will be happy to match you with the right lender.
We treat every application individually and take the time to get to know you, as will our lenders when we speak with them.
This will save you from having to apply to numerous providers before finding one that will work with individuals looking for car finance with a European licence. Multiple refusals could damage your credit rating and make future lenders wary of your reliability.
That's why we use soft searches to help determine the deals available and what the cost to you will be. Soft searches do not harm your credit rating.
Who Can We Help?
If you are on the electoral roll and have not missed any credit card or mobile payments then you could be eligible for car finance. You will also need to have lived in the UK for a minimum of three years to be successful in your application.
With a deposit or part exchange, a bank account and a permanent contract of employment, an Instant Car Finance advisor will work with you to get you car finance.
You may be required to provide bank statements or wage slips to prove your employment status, and please be aware that if you miss a car finance repayment, you may be at risk of losing your car. Please ensure you are fully aware of this before committing.