Provisional licence

Provisional Licence Car Finance

Do you have a provisional licence and need car finance?

You may want to get a car before you pass your driving test and we know how difficult it can be to secure car finance under these circumstances.

At Instant Car Finance we have access to finance companies that may be able to help, even though you don't have a full UK driving licence.

Car Finance with a Provisional Licence

The majority of car finance providers are unwilling to approve individuals without a full UK driving licence. This can be seen as a high risk for them because there is no guarantee that you will go on to take a driving test.

At Instant Car Finance, we work with specialist lenders who may still be able to approve you if you are trying to secure car finance with a provisional licence.

Who Can We Help?

Gaining approval for car finance with a provisional licence is not easy, but there are a couple of compromises you can make to increase your chances of success.

One thing to consider is the vehicle you choose. If you purchase the right car under £12,000, depending on your credit situation, we may be able to help you today.

Another factor which could help your case is having a guarantor, who will agree to pay the money that is due if you are unable to do so. This will reduce the risk to finance companies, and they may be more inclined to accept your application.

In addition to this, you will need to provide proof of address. This could be a bank statement issued within the last three months.

If you are looking to secure car finance with a provisional licence, call us on 0161 507 6300, browse our range of cars here or apply for car finance online.