Self-Employed

Car finance for the Self-Employed

Are you self-employed and would like a car loan?

Don't have three years of accounts or have you previously had a poor or bad credit history resulting from bankruptcy, arrears or defaults?

Self-employment is becoming an increasingly popular option in the UK, although where car finance is concerned, it can be problematic.

At Instant Car Finance, one of our dedicated advisors will work with you to secure you the car loan that you want.

Car Finance for Self-Employed Drivers

Getting car finance when you are self-employed will usually be reliant on you having three years of accounts and good credit. Without this, you may be offered a bad deal or no deal at all.

We understand that not all individuals who are self-employed will have these things, but we still want to help you get a fair deal on a car you love. A number of the lenders that we work with can offer car finance for self-employed drivers, even if they have bad credit.

Who Can We Help?

Instant Car Finance can help self-employed drivers who have had defaults, arrears, CCJs, bankruptcies, and missed loan payments in the past.

While most lenders require self-employed car finance applicants to have at least three years of accounts, we may be able to offer a degree of leniency. This is thanks to our partnerships with finance companies who strive to provide high approval rates and low interest rates.

Rather than basing a decision on your credit history, our lenders look instead at your current financial situation. For this reason, we may require proof of income, such as wage slips or bank statements if you are self-employed.

If you are looking to secure car finance as a self-employed driver, call us on 0161 507 6300, browse our range of cars here or apply for car finance online.